Sukanya Samridhi Yojana 2021: By saving Rs 100 every day, you can get tax free Rs 15 lakh on maturity. This scheme has been brought by the Government of India for the daughters.
Sukanya Samridhi Yojana 2021: The government has not made any change in the interest rates for the July-September quarter for small savings schemes. Similarly, interest rates will continue to be available in Sukanya Samriddhi Yojana as before. Sukanya Samriddhi Yojana is also a savings scheme launched by the Government of India. In which tax free investments can be made for daughters. But it is valid only up to a certain stage. In this, tax exemption is also available under section 80C of Income Tax. In this, the benefit of tax exemption can be taken on investment up to Rs 1.5 lakh. Also Read – Alert: Attention Customers Of These 8 Banks! Old check book will not work from April 1, contact the bank immediately
SSY was started in 2015. This included collecting funds for the daughters. Compared to other schemes, this scheme earns more interest. For the July-September quarter, interest rates have been fixed at 7.6 per cent. The interest earned on this is added like compound interest. Also Read – Saving Account: If there is a savings account in this bank, then from April 1, both withdrawing and depositing money will be charged, know- new rule
If investment started before September, then 7.6 percent interest will be available Also Read – Investing in PPF can make crorepatis, know how much to invest
If invested properly in this scheme then a huge amount can be collected for daughters. Let us tell you here that if you start investing in it by September 30, then how can you get Rs 15 lakh on maturity.
You can make 15 lakhs by saving Rs 100 daily
If a person invests Rs 3,000 every month, then a total of Rs 36,000 will be deposited in a year. After depositing for 14 years, the total investment will be Rs 987,637. Interest will also be available on this at the rate of 7.6 percent. Under the rule of this scheme, under Sukanya Samriddhi Scheme, you will be able to withdraw the amount only after the daughter completes 21 years. In this way, when the daughter turns 21, you will get Rs 15,27,637.
What is the investment limit in this scheme?
To invest in this scheme, you can open an account in the post office or bank. In this scheme, you can deposit from Rs 250 to Rs 1.5 lakh annually. If you do not deposit the minimum amount, your account will be closed.
Who can open Sukanya Samriddhi Scheme account?
- Any citizen of India can open an account for his daughter under this scheme.
- Under this scheme, the account can be opened only when the daughter’s age is less than 10 years.
- After attaining the age of 18 years, the daughter can operate her own account.
- Under this scheme investment is made for 15 years.
- Under this scheme, an account can be opened for a maximum of two daughters.
How to open account for Sukanya Samriddhi Scheme?
Under this scheme, parents can open an account for their daughters in a post office or bank. For this, you have to fill a form for KYC details. The birth certificate of the daughter is also to be submitted along with the form. After checking all the details, the passbook is sent to the account holder. NRIs cannot get the benefit of this scheme.