LIC Jeevan Shanti Policy: After taking LIC’s Jeevan Shanti Policy, you will not feel the problem of money on retirement. You will continue to get pension every month.
LIC Jeevan Shanti Policy: Every salaried person is always worried about his retirement. LIC’s Jeevan Shanti Policy plan can end your problem. People above 30 years can invest in this.Also Read – LIC Policy: Deposit Rs 76 Every Day In This Policy, Get More Than 10 Lakh On Maturity, Know- What Are The Benefits With It?
Benefits of LIC’s Jeevan Shanti Policy
- Death benefit is available in this plan of LIC. Due to which, on the death of the investor, his family and nominee are given other benefits including pension.
- In this plan, you will get 2 options, first Immediate Annuity and second Deferred Annuity. In Immediate Annuity, the investor gets immediate payment. Whereas in Deferred Annuity, you invest in the plan by paying a single premium and you can get the payout after a certain number of years.
It is necessary to invest at least 1.5 lakh rupees in this LIC scheme. There is no maximum limit to invest in it.
- One can start pension immediately or anytime between 1 to 20 years.
- Any close relative can be included in the joint life option.
- If you start pension after 5 years on investment of 10 lakhs, then it gets annual pension at the rate of return of 9.18 percent.
how much pension will you get Also Read – LIC Kanyadan Policy: By depositing only Rs 121, get 27 lakhs from LIC for daughter’s marriage, know- how to avail benefits?
LIC If you invest Rs 10 lakh in this insurance policy at the age of 45, then you will start getting a pension of Rs 74,300 annually. If you want to take this amount every month, then it will be around 9 thousand rupees. If you start pension after 5, 10, 15 or 20 years then its amount will increase, although there are some conditions. You can get returns on monthly, quarterly, half yearly and yearly basis also. Also Read – LIC Policy Investment: Invest in this great plan of LIC, you will get a pension of 75 thousand rupees
Policy can be purchased online and offline
This plan can be purchased offline as well as online. LIC’s Jeevan Shanti is a comprehensive annuity plan, in which the individual and his family will also get benefits.