If you have 1500 rupees in your account then your own home dream can be fulfilled. ICCI Home Finance has launched a new scheme called ‘Own Home Dreams’ for skilled workers working in the unorganized sector in Delhi. Under this, loans ranging from Rs 2 lakh to Rs 50 lakh can be taken. The company said in a statement on Wednesday that the plan includes carpenters, electricians, tailors, painters, welding workers, tap fixers (plaster), vehicle mills, manufacturing machine manufacturers, more fixtures working in the city, for small and medium businesses, grocery buyers.
For loans above Rs 5 lakh, a minimum of Rs 3,000 is in the account.
ICICI Home Finance says the loan scheme is for those working in the unorganized sector who want to buy their home but do not have the documents that banks and financial institutions typically demand for nding. Under this scheme, customers can take loans for 20 years.
Documents required for loan
In the form of documents, all they have to do is provide PAN (Permanent Account Number) and details of Aadhaar and six months bank account. Loans up to Rs. 5 lakhs should have a minimum of Rs. 1,500, while loans above Rs. 5 lakhs should have a minimum of Rs. 3,000 in the account.
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Anirudh Kamani, Managing Director and Chief Executive Officer of ICICII Home Finance, said, “The goal of ICICI Home Finance is to help hardworking professionals and local small businesses in their unstructured sector fulfill their dream of buying a home.” To make an offer.
Customers will also be able to avail the Prime Minister’s Housing Scheme (PMAY), the agency said. It is a credit-linked subsidy scheme for low-income groups / economically weaker sections (EWS / LIG) and middle-income groups (MIG-1 and 2). Under this project, a recipient is a maximum of 2. lakh67 lakh can get subsidy up to Rs.